Discovering ways to make it more convenient to do business with your organization fosters valuable commercial banking relationships, and Premier Merchant Capture provides all the convenience and flexibility required.

By offering the option of depositing checks without leaving their place of business, you reduce the labor involved in deposit preparation and transportation expenses, while offering later posting deadlines and improved cash flow. This in turn creates new revenue opportunities while erasing physical and geographic limitations.

Benefits to Merchant Capture

Saves Time and  Money
Premier Merchant Capture gives you and your business customers a win-win situation. Since paper checks are no longer needed for posting, you are positioned for truncation of statements and elimination of paper handling. The time and money spent processing physical checks is freed up for other banking functions, and your deposit base can grow by consolidating multiple business locations in a single banking relationship.

In addition to expanding your own customer base, Premier Merchant Capture builds loyalty by offering extended deposit processing windows, faster availability of funds, and the cost savings and convenience of electronic deposits.

Electronic Capture & Deposit

As image quality analysis done at the point of presentment totals the number and value of all imaged checks, eliminating miskeeping and miscounting. Using a secure Internet connection with SSL 128-bit encryption, the merchant sends the entire batch of checks to you electronically. Immediate return confirmation shows that the deposit was received. Once you receive the check file, all transactions flow through the distributed capture engine and are either posted to your accounts or routed to your exchange partner via IRD or x9.37 files.