Information Technology, Inc. (ITI) provides America's bankers an extensive array of technology solutions and support services for core accounting, relationship management, teller and platform automation, Internet banking, account aggregation, e-commerce solutions for business and consumers, business intelligence, imaging and document management. A comprehensive suite of planning, installation, support, training, analysis and consulting services supports all technology solutions. Founded in 1976 and headquartered in Lincoln, Neb., Information Technology has grown to include its subsidiaries Precision Computer Systems (PCS) and eSolutions, as well as partnerships with some of the best-known technology companies in the world. ITI can be found on the Internet at www.itiwnet.com.

ITI is a subsidiary of Fiserv, Inc. (Nasdaq: FISV), a provider of industry leading information management systems and services to the financial industry, including transaction processing, outsourcing and business process outsourcing, as well as software and systems solutions.

Unisys (NYSE:UIS) is more than 33,000 employees helping customers in 100 countries apply information technology to solve their business problems. Unisys solutions are based on a broad portfolio of global information services including systems integration, outsourcing, "repeatable" application solutions, consulting, network integration, remote network management, and multivendor maintenance and support, coupled with enterprise-class servers and associated middleware, software and storage. Repeatable solutions are focused on key vertical markets including financial services, transportation, telecommunications, government, publishing and other commercial markets. Headquartered in Blue Bell, Pennsylvania, in the Greater Philadelphia area, Unisys had 1998 annual revenue of $7.2 billion.

Intelligent Banking Solutions (IBS) is the premier provider of debt management solutions to the financial industry. They have a national client base of over 800 users in 200+ banks in 28 states. IBS is dedicated exclusively to debt management solutions. Their national direct sales activities are complemented by a library of partners who integrate IBS solutions within their core banking systems: BISYS, FISERV-Cleveland, OSI, NCR, COCC, Westshore Data and First American Data.

IBS is led by vision. Developing Banking systems in Windows today is elementary, even required. Developing banking systems in Windows® in 1989 was visionary! Developing a delinquent account management system is an easy me too reaction. Developing a delinquent account management system in 1989 took vision. In their vision, they remain explicitly focused on their mission. The proven success they have enjoyed fuels their strong growth while they remain focused in developing automated debt management solutions for financial institutions.

IBS used no outside capital to create its national client base and current leadership role in automated collection solutions. Successfully presenting Windows Collection software to bankers in the early nineties took drive and determination. As pioneers, they were teaching the advantages of the graphical user interfaces (GUI) and automated account collections. They were aiding with the development of cost justification and return on investment calculations as they pioneered these new technologies. They were driven to their clear view of success. They have proven their commitment to their clients, to their market, and to the Finance industry.

They have been doing business since 1989 and can reflect on their accomplishments. The IBS team has approximately 100 years of professional work experience with hands-on companies. Sixty-one of those years have been developing computer software solutions. Long-term success is accomplished by recognizing what you do well, and remaining focused on those strengths. They deliver evolutionary automated solutions to financial service providers.

IBS is a closely held New Hampshire corporation, with no outside involvement or management. They remain rigidly fixed on their vision for the direction of IBS. Their strong software development controls only allow us to develop real solutions to real problems. Their lead banks and their network of financial institutions define new product requirements. Their conservative and analytical style of bringing those legitimate and cost-effective solutions to market has resulted in phenomenal sales success.

IBS software has one compatibility test, Microsoft Windows®. Their solutions are Microsoft® Visual C++ MFC applications using ODBC database access drivers, and integrated Crystal Reports™. They operate in any Windows compatible environment. IBS clients represent in-house and data center organizations with traditional and client server core systems.

Goldleaf Financial Solutions, Inc., offers a strategic suite of integrated technology and payment processing solutions to community financial institutions. Goldleaf’s products and services enable community financial institutions to succeed in today’s competitive market, solidify their trusted financial relationships, expand their community presence and improve profitability through the efficient use of technology. Goldleaf works with clients through the United States, Caribbean and Central America. For more information about Goldleaf and its set of solutions, please visit the company at www.goldleaf.com.

Established in 1976 by Chairman William H. Strunk, Strunk and Associates, L.P. is a financial institution advisory service recognized nationally for its innovative design, development, and implementation of sustainable profit improvement solutions for the financial institution community.

The firm's reputation is built on more than 25 years of providing expert, objective, unbiased and independent advisory service to banks, credit unions, thrifts and other financial institutions. Strunk and Associates, L.P. has served as advisory/consultants to hundreds of client institutions throughout the United States.

Unlike other financial institution consulting services that focus their efforts on developing and implementing programs that provide little real differentiation from competition and, as a result, often produce disappointing results, Strunk and Associates, L.P. focuses on creating Innovative Profit Improvement Solutions.

One size doesn’t fit all.  iPay Technologies, LLC offers full turnkey  online bill payment solutions for the community financial institution.  iPay is poised to care for beginners as well as the hard to please experts and small business users. iPay provides seamless, custom-branded online bill pay products, end user and financial institution support.

Xenware 2.0 addresses the issues community banks face to meet today’s Audit, Compliance and Security requirements, while simplifying the way reporting is done for the regulatory authorities. Xenysys, a dynamic software solution provider, delivers solutions to community banks focused on the Lifecycle Management of Content. Xenware is the next generation content management solution, and enables organizations to manage the lifecycle of their content while quickly and efficiently delivering specific information to user’s desktops across the enterprise. This lifecycle approach allows Xenware to overcome the inherent problems of aging legacy COLD/Report & Document Management systems, now setting the standard in the financial market.

Fifth Third Bank Processing Solutions (FTPS) is one of the nation’s largest EFT Processing providers.  FTPS product suite includes ATM and Debit Card Processing, ATM Driving, Card Production, and Debit Card Portfolio Management.  FTPS drives more than 12,500 ATMs, processes 17 billion transactions annually, and supports 33 million debit cards worldwide.  Contact us at 1-800-375-1744.

Elan Financial Services is a leading provider of ATM, debit card, credit card, and prepaid card solutions, as well as other innovative products and services for financial institutions.  Elan also provides access to more than 10,500 surcharge free ATMs in 48 states through the MoneyPass® ATM network.

Financial Transaction Services is one of the leading providers of electronic payment transactions to merchants in the U.S. marketplace.  Financial transaction Services’ Referral Bank, Agent Bank and Custom designed programs provide powerful tools that help banks grow their commercial customer base, produce additional fee income and guarantee improved profitability of their merchant program.

MoneyGram International, Inc. (NYSE:MGI) is a leading global payment services company and S and P MidCap 400 company. The company's major products and services include global money transfers, money orders and payment processing solutions for financial institutions and retail customers. MoneyGram is a New York Stock Exchange listed company, with more than $825 million in revenue in 2004. The company has money transfer agent locations in 170 countries